Simple-Payments presents the perfect solution to decrease declines and avoid fraudulent activity. Simple-Payments has
 you covered with our sophisticated traffic management and automated cascading systems.
Our smart routing features send transactions to the acquiring bank with the highest approval ratio based
on predefined parameters such as card type, transaction region, currency, ticket
size, MCC code and
 more. In the scenario a transaction is declined, our routing algorithm will automatically divert the transaction to next acquirer in your processing strategy.
As a PCI Level I Certified payment processor Simple-Payments is fully compliant with industry standards, giving us the license to transmit and store sensitive transaction data as required by major credit card companies. By utilizing our secure hosted payment page, merchants can be compliant with these requirements while still maintaining a customized checkout experience.
Some of our risk management measures include, but are not limited to pre-risk assessment according to transaction activity, leading fraud scrubbing tools, compliance checks and utilizing a flexible risk rule set module. While our security system runs automatic fraud checks in the background, our highly experienced risk management team monitors your transactions in real time.
